Overspending is insanely easy to do today. And why is that? Why is it that even though most of us have great business budgets we money-2still manage to dig ourselves a hole that is next to impossible to get out of?

Well, the answer is quite basic. We overspend because there are not immediate consequences to our doing so. Telling yourself that there will be hell to pay for overspending at the end of the year is not going to motivate anyone to make the changes necessary to stop overspending in their wedding business.

That is where YNAB becomes extremely cool. Jesse Mecham, founder of YNAB explains that they have their budgeting software set up so that if you overspend on a part of your budget one month you have to pay it back the next. It is set so that your budget for the next month shrinks by the amount that you overspent making the consequence of overspending a huge motivation for you to do your best to stick to the original budget like glue.

Check it out!

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